Analyze Stocks Like the Legends

Get investment insights from 5 legendary investors. See where Buffett, Lynch, Graham, Munger, and Dalio agree—and where they'd debate.

How GOAT Scoring Works

Warren Buffett

Value + Quality

ROE >15%, high margins, low debt. Seeks durable moats and owner earnings. Rewards consistent earnings beats.

Peter Lynch

Growth at Reasonable Price

PEG <1, strong earnings growth, low institutional ownership. Hunts for "ten-baggers."

Benjamin Graham

Deep Value

P/E <15, P/B <1.5, current ratio >2. Demands margin of safety below intrinsic value.

Charlie Munger

Quality First

Business quality, management, pricing power. Uses mental models. Heavy penalties for red flags.

Ray Dalio

Macro & Risk

Debt cycles, risk-adjusted returns, diversification. Prefers all-weather performers.

Investment philosophies and thresholds are based on each investor's published writings. Scoring weights are GOATlens interpretations and not endorsed by these individuals.

Score Scale (-100 to +100)

+60 to +100: Strong Buy

+20 to +59: Buy

-19 to +19: Hold

-20 to -59: Sell

-60 to -100: Strong Sell

Built by Pin

Why I built this

I wanted to develop my AI product sense and learning by building felt like the best starting point. GOATlens combines real financial data, multi-agent AI, and legendary investor frameworks into one tool.

Feedback welcome

This is a work in progress. If you have ideas, see bugs, or just want to chat about AI & investing, I'd love to hear from you.

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Ticker

Time Period

Investors

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Consulting the GOATs...

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AAPL

Apple Inc.

Technology 1 Year Analysis

Consensus Verdict

Buy

GOAT Agreement

72%

Where GOATs Agree

Points of Debate

🏰 Competitive Moat Trend

Stable

Price History & Earnings

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Earnings Beat

Earnings Miss

Inline

Stock Price

Beat Estimate

Missed Estimate

Inline

Consensus Estimate

Select a stock to see earnings reaction insights.

📊 EPS: Actual vs Consensus

Quarter	Date	EPS Actual	EPS Estimate	Surprise	Result

Individual GOAT Analysis

Side-by-Side Comparison

Investor	Style	Verdict	Score

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Component	Threshold	Points
ROE	≥15%	Up to +25 (scaled: ROE/15% × 15)
ROE	<15%	-15
Profit Margin	≥10%	Up to +20 (scaled: margin/10% × 10)
Profit Margin	<10%	-10
Debt-to-Equity	≤0.5	+20
	≤1.0	+10
	>1.0	-20
Earnings Consistency	Beat rate ≥80%	+10
	Beat rate ≥60%	+5
	4+ consecutive beats	+5

Component	Threshold	Points
PEG Ratio	<0.5	+35
	<1.0	+25
	<1.5	+10
	<2.0	-10
	≥2.0	-25
Growth Category	Fast grower (≥20%)	+25
	Stalwart (10-15%)	+15
	Slow grower (<5%)	-15
Institutional Ownership	<30%	+15
	<50%	+10
	>80%	-10
Ten-Bagger Potential	Based on factors	Up to +25 (scaled × 0.25)
Earnings Momentum	4+ consecutive beats	+15
Earnings Momentum	2+ consecutive beats	+8

Component	Threshold	Points
Margin of Safety	≥33%	+40
	≥20%	+25
	≥10%	+10
	<0%	-30
P/E Ratio	≤10	+20
	≤15	+15
	≤20	+5
	>20	-15
Current Ratio	≥2.0	+15
	≥1.5	+5
	<1.5	-15
Dividend History	≥20 years	+15
	≥10 years	+10
	≥5 years	+5
Net-Net Bonus	NCAV > current price	+20
Earnings Stability	0 misses (4+ quarters)	+10
Earnings Stability	Miss rate ≤25%	+5

Component	Threshold	Points
Gross Margin	≥40%	+25
Operating Margin	≥15%	+20
ROIC	≥15%	+25
Capex/Revenue	<5%	+15
Revenue Growth (5Y)	>5%	+15
Red Flags	Each flag	-20
Management Ownership	≥10%	+15
Management Ownership	≥5%	+10
Earnings Quality	Beat rate ≥80%	+10
Earnings Quality	Beat rate ≥60%	+5

Component	Threshold	Points
Risk-Adjusted Returns	Ratio ≥1.0	+30
	Ratio ≥0.5	+20
	Ratio ≥0.25	+10
	Ratio <0	-20
Diversification	Based on correlation	Up to +20 (scaled)
Debt Cycle	Sustainable leverage	+15
Debt Cycle	Unsustainable leverage	-20
Cycle Phase	Moderate growth	+10
	Expansion	+5
	Deleveraging	-5
	Aggressive deleveraging	-15
Beta	0.8-1.2	+15
	0.5-1.5	+10
	Other	-10
Earnings Predictability	Avg surprise <3%	+10
Earnings Predictability	Avg surprise <5%	+5